How to buy discounted singtel shares using cpf

My purpose for writing this blog is to help improve health and create wealth for those who read it. I will write about insurance, investment, healthcare, current affairs and about myself. Should you have enquiry, drop me an email at akhiat pacific. If this money falls into the hands of these greedy, sob agents, either they don't make money in conservative endowment or they lose them in risky investment.

I hope in the near future, no insurance agents should be allowed to manage CPF money. Tell me why I should and why I should not. Thanks you in advance. Hi Vincent, Your earlier comment: It is okay or not, Adrain. She said got insurance double protection and CPF no insurance. The return better than Cpf also. CPFSA is able to give around this figure and is guaranteed.

There are other implications especially if you are already 54 years old. I"ll not advise it. The minimum term is 10 years and maximum maturity is 62 yrs old.

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I'd never recommended a CPFSA Growth in my career as I'd advice people against it. If the person is not satisfied with the guaranteed returns and have the appetite and time horizon for higher returns, they may consider investing them.

Thank you , Adrain for the clarification and advice. I also thought it was not right.

Why Do Older Singaporeans (Who Never Bought Stocks) Have SingTel Shares In Their CPF Account?

I would have fallen into the trap.. Thanks and all the best Vincent. You know, Adrain, this ntuc agent called me again and her argument is that Growth gives free double protection insurance whereas CPF gives nothing. I told her I don't need insurance and I prefer the risk free return. I told her CPF minimum return is 3. Anyway, she was not happy that I don't want to buy, insisting about insurance growth gives.

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Thank you , Adrain, without people like you we consumers very often get conned by dishonest insurance agents. I trusted ntuc agents but now I would think twice. God bless you Vincent. I bought Growth Policy from a NTUC agent few years back with my Special Account.

I realise how stupid I have been conned by the agent. I am thinking of taking action against the agents for misleading and misrepresenting the product.

If i quit now I will lose but Iam thinking of justice. God bless you To Vincent, Don't just thank Adrian for giving good advice to you. Have you paid Adrian a fee for the good advice?

Have you realised that he earns nothing from this advice? Don't just thank verbally, follow-up with an action.

Pathetic Returns of Singtel Investment - renyropebow.web.fc2.com

There is no need to buy anything from him. Don't need to thank me. I'm not asking anything back in return. If I'm able to help, I'll help. If its not within my capacity, I'll have to say sorry. Adrian, You are a good man but unless you charge your clients a fee for using your advice, you are not going to be in the industry for long. If you are not going to stay in the industry for long, how can you put your clients' interest first?

There are many free-riders in the industry - such as the one who buys a "free" term from another company and another one who thanked you for telling him not to buy the Growth plan.. Hi Adrian, Can I know what ETFs can we buy with OA and SA money? Thank you in advance. My job was very stable then but I wasn't happy with my routine.

I eventually pursued this career because I found meaning in helping people with their finance, especially towards insurance and investment planning. It took my family and friends by surprise because I am known to an introvert who couldn't string words properly.

My family are dead against it because they felt that I can't survive the industry and that I had wasted my education and a good career. I have an average IQ and certainly not the most knowledgable adviser. However, I assure my professionalism and integrity to give my clients the best value. Do drop me an email if you like to seek my opinion on your finance. Thursday, May 21, Investing your CPF Monies. I'll like to share some common questions and answers that you may like to know about investing your CPF.

Our Govt allows us to use this CPF Investment Scheme CPFIS to invest our CPF savings in a wide range of investment products to enhance our retirement nest egg and please take 2.

Compulsory b You do not need to open any investment account to invest your SA 3 What can I invest for my CPF Monies?

Your investment profits and interest earned from investments are not taxable. However, dividends received are taxable at your individual tax rate 5 How about my discounted Singtel Shares?

How much do I have and what will happen when I sell? Newer Post Older Post Home. Thank you for visiting my blog. Khiat Han Hwee Adrian B. Bus Logistics , Certified Financial Planner CFP , Diploma in Life Insurance, Associate Estate Planner.

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